It hinders your ability to live freely, and can affect everything from personal relationships to physical and emotional health. Debt is a seemingly endless cycle of making, spending and owing money. It drains your bank account, and figuratively, the very life from your body. How did you get into debt, and more importantly, how can you get out? It s never too early, or too late, to learn principles of good money management. If the bills in your mailbox and on your desk are dominating your life, with determination and sound advice, it is possible to break free of debt.

Background Information

The Road to Debt
Learn to guard against the four common causes of debt.

Save or Swim
Danger: Thin Ice. Most people wouldn't risk their physical safety. So why do we ignore the signs of a financial catastrophe?

Drowning in Debt
If you can't seem to catch your financial breath, you're not alone. Sadly, millions of Americans are credit card captives.

Questions and Answers

What is the biblical approach to possessions and money?


Prosperity and Pain
Finding blessings in the midst of incredible financial trials.

Credit Not So Priceless
Every month, we spent more than we made and our balances ballooned. But it didn't stop us from purchasing a new living room set. Who could resist? Little did we know: we were digging a financial grave.

Living in Secret Debt
There's a high price to pay for acquiring debt.

If you've been through an experience related to this topic, we invite you to share your story with others.
Share Your Story

Other Things to Consider

Even Though We Ain't Got Money
That phrase live on love kept bringing to mind a song they played on the radio when I was a kid. I scoffed at its utter lack of common sense.

Learning to Roll With Change
It's not the most fun you'll ever have, but the results are worth it.

Transitions: Changing Jobs, Moving

Relationships: Communication Gaps

Parenting Teens: Communication Problems